Effective: January 15, 2025
User Agreement
These terms describe the respectful, limited, and educational use of the Golden Grove Budgeting website.
Acceptance
By using this website, you agree to these terms and our Privacy Policy. If you do not agree, please discontinue use of the service.
Educational scope
Catalog descriptions, exercises, and articles are general education. They are not individualized financial, tax, legal, investment, credit, or debt advice, and they do not guarantee a particular result.
Accounts and access
Where account features are offered, you are responsible for keeping access information confidential and for activity performed through your account. Contact us promptly if you believe access has been misused.
Catalog and cart
Prices, descriptions, availability, and lesson structures may change. The demonstration cart stores selections locally and does not create a payment obligation until a separate, clearly described enrollment process exists.
Acceptable use
Do not interfere with the website, probe systems without permission, upload harmful material, impersonate another person, misuse contact channels, or reproduce protected course materials for commercial distribution.
Intellectual property
Golden Grove Budgeting owns or licenses the brand, written lessons, interface design, and original exercises. You may use permitted materials for personal learning and may not resell, republish, or present them as your own.
Availability and disclaimers
We work to keep the service accurate and available but do not promise uninterrupted operation or that every page will be free from errors. You remain responsible for decisions made using general educational content.
Changes and termination
We may update features or terms as the service develops. Continued use after an update means the revised terms apply. We may restrict access when necessary to protect the service or comply with law.
Contact
Questions about these terms belong at [email protected] or +1 (415) 555-0186.